Ready to Own a Home in 2025?
Credit America pro's and Home Pilot have partnered to make homeownership possible even if you have credit challenges or no savings.
Introducing the HomeStart Advantage Program
A seamless, step-by-step plan built by two veteran-owned companies to help everyday Americans achieve homeownership no matter their credit score or savings.
How It Works
Fix Your Credit The Right Way
- Work with Credit America, a bonded, affordable credit repair company founded by a U.S. Marine
- Dispute negative items legally under the FCRA
- Get free 3-in-1 credit monitoring and legal support if violations are found
Get Pre-Approved with Home Pilot
- Work with Home Pilot as your licensed broker-realtor
- Access over 100+ down payment assistance programs
- Many programs offer NO payback required
- We help you navigate every step from pre-approval to closing
Get Refunded After Closing
- Close on your home with Home Pilot
- Receive a full refund of your credit repair fees as a welcome-home gift
Why HomeStart Works?
Veteran-Owned & Community-Driven
Credit Repair + Licensed Real Estate Services
100+ Down Payment Assistance Options
Full Refund After Closing
One Seamless Path from Credit to Keys
Straightforward Pricing. No Gimmicks. No Hidden Fees.
Choose the plan that fits your journey to financial freedom. For less than $5/day, you can reclaim your credit and secure your future.
$500 One-Time Payment
Includes:
- Full Credit Restoration
- FREE 3-in-1 Credit Monitoring ($156 value)
- Dedicated Credit Advisor
- No Monthly Fees
Break your payment into 2 easy payments of $250
Add-on Option:
- Includes 3-in-1 Credit Monitoring – FREE (a $156.00 savings)
- Same Full Credit Restoration Service
- Pay-As-You-Go Flexibility
- No Long-Term Commitment Required
$145/month for 4 Months
Add-on Option:
- 3-in-1 Credit Monitoring for just $30/month
- Same Restoration Service
- Pay As You Go Flexibility
- No Long-Term Commitment
FAQ's
No that's what we're here to help you fix. Most of our clients start with poor or fair credit.
Yes! Home Pilot connects you with over 100 vetted assistance programs, including state and federal options.
No catch. If you complete your home purchase through Home Pilot, your Credit America fees are fully refunded 30 days after closing.
For questions or to get started, contact us at:
support@creditamerica.pro
Website
www.creditamerica.pro
Program Terms:
To qualify for the HomeStart Advantage refund, participants must complete the home purchase process using Home Pilot as their licensed real estate broker. Refunds for credit repair services will be issued 30 days after the official closing date, provided the purchase was completed through Home Pilot.
We’ve Got Your Back Legally
At Credit America, we work with a team of trusted lawyers who only get paid if you win. As part of our process, we double-check your credit disputes to make sure everything follows the law. This helps build a stronger case—and if we find that debt collectors or credit bureaus broke the rules, we’ll connect you with one of our legal partners.
It’s all designed to protect you, give your case the best shot, and even put money back in your pocket.

Credit America Legal Network
We’ve partnered with a network of trusted, contingency-based attorneys who specialize in FDCPA and FCRA cases. As part of our dispute process, we conduct routine legal reviews to ensure our methods align with strict regulatory requirements. This not only strengthens your case but also strategically positions it for acceptance by one of our legal partners when potential claims arise—whether due to abusive debt collection practices or credit bureau negligence.
Our goal is to protect your rights and, where possible, help you receive the compensation you deserve.