Ready to Own a Home in 2025?

Credit America pro's and Home Pilot have partnered to make homeownership possible  even if you have credit challenges or no savings.

Introducing the HomeStart Advantage Program

A seamless, step-by-step plan built by two veteran-owned companies to help everyday Americans achieve homeownership no matter their credit score or savings.

How It Works

Fix Your Credit The Right Way

Get Pre-Approved with Home Pilot

Get Refunded After Closing

Why HomeStart Works?

Veteran-Owned & Community-Driven
Credit Repair + Licensed Real Estate Services
100+ Down Payment Assistance Options
Full Refund After Closing
One Seamless Path from Credit to Keys

Straightforward Pricing. No Gimmicks. No Hidden Fees.

Choose the plan that fits your journey to financial freedom. For less than $5/day, you can reclaim your credit and secure your future.

$500 One-Time Payment

Includes:

  • Full Credit Restoration
  • FREE 3-in-1 Credit Monitoring ($156 value)
  • Dedicated Credit Advisor
  • No Monthly Fees

Break your payment into 2 easy payments of $250

Add-on Option:

  • Includes 3-in-1 Credit Monitoring – FREE (a $156.00 savings)
  • Same Full Credit Restoration Service
  • Pay-As-You-Go Flexibility
  • No Long-Term Commitment Required

$145/month for 4 Months

Add-on Option:

  • 3-in-1 Credit Monitoring for just $30/month
  • Same Restoration Service
  • Pay As You Go Flexibility
  • No Long-Term Commitment

Testimonials

I never thought I’d qualify for a home with my credit score. Credit America made it simple and Home Pilot found us our dream house!

Maria R. Jacksonville, FL

This program gave me hope again. The refund after closing was the cherry on top!

Andre M. Tampa, FL

FAQ's

No that's what we're here to help you fix. Most of our clients start with poor or fair credit.

Yes! Home Pilot connects you with over 100 vetted assistance programs, including state and federal options.

No catch. If you complete your home purchase through Home Pilot, your Credit America fees are fully refunded 30 days after closing.

HomeStart Advantage Signup






* By submitting this form, you agree to the terms of the HomeStart Advantage Program including the requirement to use Home Pilot as your broker and the 30-day post-closing refund policy.

For questions or to get started, contact us at:

support@creditamerica.pro

Website

www.creditamerica.pro

Program Terms:

To qualify for the HomeStart Advantage refund, participants must complete the home purchase process using Home Pilot as their licensed real estate broker. Refunds for credit repair services will be issued 30 days after the official closing date, provided the purchase was completed through Home Pilot.

We’ve Got Your Back Legally

At Credit America, we work with a team of trusted lawyers who only get paid if you win. As part of our process, we double-check your credit disputes to make sure everything follows the law. This helps build a stronger case—and if we find that debt collectors or credit bureaus broke the rules, we’ll connect you with one of our legal partners.

It’s all designed to protect you, give your case the best shot, and even put money back in your pocket.

Credit America Legal Network

We’ve partnered with a network of trusted, contingency-based attorneys who specialize in FDCPA and FCRA cases. As part of our dispute process, we conduct routine legal reviews to ensure our methods align with strict regulatory requirements. This not only strengthens your case but also strategically positions it for acceptance by one of our legal partners when potential claims arise—whether due to abusive debt collection practices or credit bureau negligence.

Our goal is to protect your rights and, where possible, help you receive the compensation you deserve.